Wednesday 23 July 2014

My Opinion

Assalamualaikum.

Happy fasting everyone!




S.U.C.C.E.S.S for me is a word that describe you already achieve your wish or dream. I'm very motivated when I look who already succeed in their life. I want to be like them. Seriously , they had overcome many obstacles and problems in their daily life. Yeah , sometimes I want to cry but my good supporter ( my husband ) will give his fully support to his beloved wife. Alhamdulillah.


I need to struggle today for my future because no one can help me. Seriously I don't have bunch of friends. I'm married early , when I'm only 23. At that time , my colleagues still searching for jobs , further their studies , and so many reasons that we cannot gather together. Less friends. Sometimes , I feel jealous because I don't have an opportunity to have a trip with them and so on. But I have my beloved husband. I have my own life. Both of us want to travel everywhere together. No need to worry about 'kena cekup' or someone jealous when both of us snap pictures together. I don't have any picture together with man ( 2-2 ) before married. Serious. Maybe I don't have a smart phone on that time. Syukur.


I earn my income , my bonus , my saving by myself. I work on my own. Because I don't want separate with my partner. I know the best place for a wife is beside her husband. So , I created my own job. After a few months , my income is enough to pay my car and saving. Each collection I have to handle thousand ringgit to pay for material and my tailors. I learn a new thing. ACCOUNTANCY. I learn engineering before. The beginning always the hardest. I just remember the quote.




Sorry to say, education system in  Malaysia already failed. My late-grandfather told me , " Zaman atuk dulu , if tak lepas pmr , tak boleh naik tingkatan 4. Kena masuk teknikal. ". So , we can see the results now. Many students who are excellent or not , have to struggle in SPM. It is okay for those who are excellent , but it is pity for the rest. They waste their golden time for 2 years. Each students have their own capabilities. Don't force them to study academic , but teach them how to survive in future like our old education-system.

 Now, many degree students do not have a job. Master student also face the same problem. Ptptn chased them. Lucky for me , Yayasan Pahang don't put interest on their education loan ( Thanks abah , who apply YP for me ). So being strong is the only choice you have. Create your own job. 





The main and important part is learn how to manage your income. I had work as an engineer before and I can save almost 1k or more each month. 9 months before wedding day , I can save a lot. I paid on my own. I only bought second-hand car , Suzuki SX4. I'm afraid when I saw my colleagues bought a new car which cost them around 750++ and more for car's monthly. I know how much their monthly income. For a new engineer , the basic salary is around 2.5k/month. Depends on company and engineering field. Pheewww... My husband told me , we should use only 10% from our income for our car's monthly. Learn how to save. Buy goods in cash only. Say no to credit card. Yeah , I'm work as a house-manager too ( handle all payment , grocery , bills ) hehe.


Shopping! The word describes woman. Shopping when everything is settle. What I  mean is when you already pay your bills , car's loan or house's loan , put your saving in bank and the list go on. Shopping is the last part in your income. Please don't put shopping as the first thing you do after you receive your salary. 


I think that's enough for now. Just share my opinion. If my facts are incorrect , please tell me!



Salam Ramadhan and Selamat Hari Raya. 

Raya's entry will come out soon , maybe a few weeks after raya. hehe
As-salam people!

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